Click & Borrow R5 million growth capital in 24 hrs
We understand that cash flow is the lifeblood of a retail business. Imagine what R1 million in your bank account can do for your retail growth – stock up, install perishable fridge doors, renovate your store, add a profit centre to your existing site, invest in energy-saving solutions, or make bulk purchases at discounted rates - the possibilities are endless!
That is why we’ve designed an unsecured business funding solution guaranteed to connect you to hassle-free working capital of up to R5 million in just 24hrs.
Funding without
the fuss!
You could qualify for unsecured, short-term capital of up to 50% of your average monthly turnover. No red tape. No audited financials are required. The loan can be repaid in affordable small daily instalments, straight from the cash in your Cash Connect cash vault, ATM Recycler or debits from your bank account - so it doesn't impact your operating cash flow.
This is what the future looks like - alternative business finance that’s fast, flexible and without the fuss.
Spotted an opportunity and need quick access to business funding?
Opportunity capital empowers savvy retail entrepreneurs to outsmart their competitors. Unlock your competitive advantage and maximise your bottom line - use our Opportunity Capital Calculators to see the cost of finance and how much profit you can make with each opportunity.
So, go on, click ‘Calculate now’ below, and let our Stock- and Fuel Calculators crunch the numbers for you!
The offering
24 Hours
Flexible
Unsecured funding
No asset cover or audited financials required
Daily instalments
Affordable, daily instalments from your Cash Connect device or your bank account
Trusted
70% of clients return to make use of our capital again
Consult with a Capital Growth Specialist
Consult with a Capital Growth Specialist
Choose an award-winning fintech funder
Offering innovative business finance solutions is one of the many reasons Capital Connect was awarded the Retail Business Funder of the Year 2021, the Best Retail Fintech Funder 2024 (South Africa) in the Wealth & Finance FinTech Awards, as well as the Most Innovative Retail Finance Provider South Africa in the Global Brand Awards 2024. Capital Connect offers much-needed alternative business finance to South African retail merchants, to capitalise on opportunities and grow their businesses. Retailers can get hassle-free capital up to R5 million in 24 hours, with no need for audited financials.
Here’s how some of our Capital Connect
clients have used their capital
“Capital Connect allows us to get access to efficient capital in order for us to take advantage of retail opportunities! We installed perishable fridge doors to save on our electricity bill!”
“The window of opportunity is very limited. I was given 5 days to make funds available to buy a fuel station. I’m very lucky to have discovered Capital Connect! ”
"With traditional lenders it is a cumbersome application process and a big debit order at the end of the month, with Capital Connect it gets deducted daily from the money in your vault so that you don’t even notice it. "
How do I apply?
At Capital Connect we made applying for business funding easy for retailers! Simply download the Connected App (iOS I Android), register and complete the Capital application form. Alternatively, call us on 0861 FUNDED and speak to one of our Capital consultants.
How much do I qualify for?
The minimum retail finance that you may apply for is R50,000. You may qualify for business funding in an amount equal to 50% of your average monthly turnover (cash and card payment receipts). Depending on your average monthly turnover, you may qualify for up to R5m or more!
How long do you have to repay?
We offer you a choice of 90 days, 180 days, 270 days or 360 days.
How long will it take to receive the funding in my bank account?
Funds will reflect in your bank account within 1 hour of Capital Connect receiving the signed loan agreement, where all conditions of the loan agreement have been met. T&Cs
Do I need to provide security?
At Capital Connect we provide retailers with unsecured business funding (business loan). You are not required to provide security to us for repayment of the loan in the form of assets. We do however require that we receive a written personal payment guarantee.
Is my credit rating important?
Yes, your credit rating is important. Seeing that we offer unsecured lending, we are not able to provide retail finance if you have a material judgement against your name.